Agricultural Equipment Financing in Texas

Agricultural equipment financing in Texas and around the USA is a crucial tool that can help farmers manage their finances, stay competitive, and ensure the sustainability of their operations. We are proud to provide farm equipment leasing opportunities to our clients to help them gain access to modern equipment to improve cost management, cash flow maintenance, and preserve their credit lines. Contact us for more information about how you can take advantage of our financing services.

Is Farm Equipment Leasing Right for You?

Knowing when to buy or lease farm equipment is a tough call. Thankfully, the team at 3 Rivers Leasing, a subsidiary of Graco Commercial Capital, is here to help. We understand that many farmers who are looking to upgrade their operations have trouble deciding if agricultural equipment financing is the best financial move. The good news is that leasing farm equipment or infrastructure gives landowners access to upgrades that can make them more profitable without high upfront costs.

What Kinds of Farm Infrastructure & Equipment Can Be Leased?

Farm infrastructure and equipment leases give farmers an alternative option to having to outright buy the tools they need to enhance their operation. Farm equipment leasing provides flexibility through optionality and cost savings as it allows you to return the equipment, renew it, or potentially purchase it at the end of the lease term.
The following list features just some of the eligible farm equipment and infrastructure commonly leased:
  • Alternative Energy Assets
  • Chemical Applicators
  • Combines
  • Commodity Storage
  • Dairy Automation
  • Dairy Parlors
  • Drain Tile
  • Harvesters
  • Irrigation Equipment
  • Livestock Facilities
  • Logging Equipment
  • Processing Infrastructure
  • Property Vehicles
  • Tractors
  • Wine Tanks & Barrels

Agricultural Equipment Financing Vs. Buying

When deciding between buying or leasing farm equipment, it is helpful to compare the pros and cons of each option.

The Pros

Agricultural Equipment Financing

Farm Equipment Buying

  • Optionality
  • Tax Benefits
  • Depreciation Tolerance
  • Balance Sheet Management
  • Reduced Capital Requirements
  • Expedites Growth
  • Ownership
  • Equipment Customization
  • Potential Resale Value
  • No Restrictions

The Cons

Farm Equipment Leasing

  • Long-Term Costs
  • No Ownership
  • Restrictions & Penalties
  • Dependency on Lessor

Farm Equipment Buying

  • High Upfront Costs
  • Outdated Technology
  • Maintenance & Repairs
  • Financing Challenges
  • Risk of Depreciation

What are the Benefits of Our Agricultural Equipment Financing Program?

By taking advantage of our agricultural equipment financing program, farmers are able to enjoy a wealth of benefits. This includes upgrading their equipment, exploring new avenues of growth, and enhancing their operational efficiency without the constraints of long-term ownership.
Other benefits of our farm equipment and infrastructure leasing program include:
  • No Down Payment Required to Close*
  • Flexible Lease Term Lengths
  • Payments to Fit Your Budget
  • The Option to Buy the Equipment or Renew at the End of the Lease
*Subject to eligibility