Multifamily Bridge Finance Loans in California

Graco Commercial Capital offers flexible and efficient multifamily bridge finance loans in California, helping investors secure the funding they need for property purchases, refinances, cash-outs, or construction projects. Our goal is to provide you with fast, reliable financing when traditional lenders fall short, giving you access to capital to close deals quickly and efficiently.

Loan Overview and Features

Our multifamily bridge finance loans offer a range of benefits to property investors, with loan amounts ranging from $1,000,000 to $50 million or more, to accommodate both large and small-scale projects. Whether you're purchasing a new property, refinancing, or funding construction, our financing options ensure that you have access to the capital you need. The key terms for these loans are designed to support various investment needs.
  • Loan Amount: $1,000,000 to $50 million+
  • LTV (Loan-to-Value):
  • Purchase: Up to 80% of the Purchase Price
  • Refinance / Cash-Out: Up to 70% of Appraised Value
  • Term Length: Flexible Terms Ranging from 5 to 30 Years
  • Amortization: 30-Year Amortization Period
  • Interest Rate: Competitive Rates Ranging from 7.35% to 9.99%
  • Funding Timeline: Funding Typically Takes 4 to 6 Weeks from Application Approval
Our multifamily bridge finance loans are available for a variety of property types, including multifamily, mixed-use, and commercial properties, making them a versatile option for many real estate investors.

Flexible Terms and Streamlined Process

One of the key advantages of our multifamily bridge finance loans is the simplified underwriting process. With a focus on speed and efficiency, we offer low-doc, streamlined underwriting that requires minimal paperwork. Unlike traditional lenders, we do not require tax returns or income verification, which helps accelerate the approval process.
  • Credit Score: Minimum 650 (No Recent Bankruptcies, Foreclosures, Short Sales, Judgments, or Mortgage Charge-Offs)
  • Prepayment Flexibility: We offer flexible prepayment options to help you manage your loan terms effectively.
  • No Upfront Fees: We do not charge upfront fees; instead, we are paid at closing, making our financing option more affordable.
  • Term Sheet Issuance: You can expect a term sheet within 48 hours of submitting a formal application.

Let Us Help You Secure the Financing You Need

When banks turn you away, Graco Commercial Capital is here to help. Our experience in the multifamily, mixed-use, and commercial property markets allows us to understand the unique needs of property investors. Whether you need to secure funding for a property purchase, refinance, or cash-out, we work with you to find a solution tailored to your project’s specific requirements. Contact us today to learn more about how our multifamily bridge finance loans can support your next real estate investment.