commercial permanent loans
Permanent Loans
Permanent loans are used to acquire properties or to refinance existing properties with stabilized cash flow. At Graco Commercial Capital, we offer financing that can help your property achieve a higher degree of success in the competitive marketplace. Our team can help structure and provide the most practical and effective solutions for all your on going lending needs.
How Do Permanent Loans Work?
In general, permanent loans are best suited to premium properties with solid in place cash flow. These properties typically allow for up to 80% loan-to-value (some times up to 95%) amounts and can provide you with the funds needed to acquire new properties to expand your portfolio of properties. Permanent loans designed for refinancing can help you access equity capital in your existing porfolio, ensuring the most effective use of your available cash.
Our extensive experience and expertise in the commercial property area allows our real estate expertise to deliver capital for all your financial needs. The experts at Graco Commercial Capital can design a lending strategy tailored to your precise set of requirements, allowing your property to enjoy the best options in the marketplace. We work with you every step of the process from the initial application to disbursement of your funds.
Loan Guidelines
Loan Amount $1 million - $500 million +
Rate Fixed 7.50% - 9.50%
Amortization 20 - 30 years
Loan Term 5, 7, or 10 years
Purpose Acquisitions and Refinances (other scenarios considered)
Loan-to-value Up to 100% (Depending on how good the project is)
Loan-to-cost Up to 85% (Depending on how good the project is)
Loan Fee 1-2%
Guarantees Non-recourse with exception of carve outs
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